question archive Question 1 Question text A ____________is one financial intermediary handling individual saving
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Question 1
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A ____________is one financial intermediary handling individual saving. It receives premium payments that are placed in loans or investment to accumulate funds to cover future benefits.
a.saving banks
b.Union bank
c.Life insurance company
d.Commercial bank
Question 2
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A _____________ is set up so that employees of corporations or government can receive income after retirement
a.Life insurance company
b.Pension fund
c.savings bank
d.credit union
Question 3
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At the regional level, this system is highly responsible for the flow of money from the creditor to the debtor
a.Economic system
b.technological system
c.Financial system
d.socio-cultural system
Question 4
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A___________ is a type of financial intermediary that pools savings of individuals and makes them available to business and government users. Funds are obtained through the sale of shares.
a.credit union
b.Savings and loans
c.Mutual fund
d.saving bank
Question 5
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By definition, the money market involves the buying and selling of ______________
a.Flows of funds
b.Stock and bonds
c.Short-term funds
d.Funds that mature in more than one year
Question 6
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Government usually_____
a.Borrows funds directly form financial institutions
b.Is a net demander of funds
c.Is a net supplier of funds
d.Maintains permanent deposits with financial institutions
Question 7
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It is a set of institutions or organizations that primarily provide depository and safeguard functions, including providing of loan or credit to borrowers.
a.Financial statements
b.Financial institutions
c.financial instruments
d.financial markets
Question 8
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Most business raise money by selling their securities in a.
a.A stock exchange
b.a private placement
c.a public offering
d.A direct placement
Question 9
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The basic elements of the financial system at the regional level are the following except:
a.Financial institutions
b.financial instruments
c.financial statements
d.financial markets
Question 10
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The following factors are forces of the societal environment affecting the business except:
a.Legal system
b.Technological system
c.socio-cultural system
d.operating system
Question 11
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The key participants in financial transactions are individuals, businesses, and government. Individuals are net ________ of funds, and businesses are net ______ of funds.
a.Purchase; sellers
b.users; providers
c.Suppliers; users
d.users; suppliers
Question 12
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The _________ is created by financial relationship between suppliers and users of short-term funds.
a.Money market
b.Financial market
c.capital market
d.stock market
Question 13
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Which of the following is not a financial institution?
a.a commercial bank
b.A pension fund
c.A newspaper publisher
d.an insurance company
Question 14
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Which of the following is not a service provided by financial institutions
a.Buying the business of customers
b.Lending money to customers
c.Investing customers' saving in stock and bonds
d.Paying savers' interest on deposited funds
Question 15
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Which of the following is not considered a major category of financial institutions?
a.Financial intermediary
b.financial instruments
c.Depository institutions
d.investment institutions
Question 16
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Capital market is specialized branch of business finance involved in the study of financial institutions and their functions.
Select one:
True
False
Question 17
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Finance connotes money.
Select one:
True
False
Question 18
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Finance is static.
Select one:
True
False
Question 19
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Financial investment, as an area of finance, is directed towards the evaluation and study of financial institutions and their functions in a financial community.
Select one:
True
False
Question 20
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Financial management is primarily focused on the allocation of public resources.
Select one:
True
False
Question 21
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In large companies, the head of the finance division is designated as the chief finance officer.
Select one:
True
False
Question 22
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The accountant can likewise perform the functions of the treasurer in a business organization.
Select one:
True
False
Question 23
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The operating decisions of the finance officer is related to the day-to-day activities of the business.
Select one:
True
False
Question 24
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The Philippine government agency primarily involved in the exercise of finance functions is the Department of Budget and Management.
Select one:
True
False
Question 25
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The term finance has a standard definition that is universally recognized and accepted.
Select one:
True
False
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