Make a research on houses/condo prices and mortgage alternatives in all around GTA and nearby cities ( Hamilton, Niagara, Ajax, etc). Decide to rent or mortgage option including all the house/condo related expanses (maintenance fee, house winter summer maintenance etc.) and choose one option and give smart reasons for it. You may consider rent expense increase. Two alternatives you have 1-buy house or condo or townhouse 2- Rent and use the money in other investments and create wealth You can use historical data in your research.

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