QUESTION 1) Convergent thinking happens when you     Sift through ideas and narrow down to what works     Ponder a longstanding problem     Determine potential solutions     Let your mind wander in different directions   QUESTION 2 1

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QUESTION 1) Convergent thinking happens when you

		Sift through ideas and narrow down to what works
		Ponder a longstanding problem
		Determine potential solutions
		Let your mind wander in different directions

 

QUESTION 2

1. Answering an essay question is most like:

		Vocabulary fill-in-the-blank questions
		Using the Cornell system
		Outlining a chapter
		Writing a research paper

 

QUESTION 3

1. How many days do you have to resolve your delinquency before your loan officially defaults?

		270 days
		200 days
		360
		100 days

 

QUESTION 4

1. Which phrase is defined as a study tool that is a comprehensive and reduced summary of both class and text notes on the same topic?

		Master note set
		Brainstorming session
		A mindmap
		Problem solving

 

QUESTION 5

1. High levels of stress are a problem for many college students. Ways to manage stress include all of the following EXCEPT

		Making healthful food choices
		Exercising regularly
		Meeting regularly with a counselor
		Sleeping less than 7 hours a night

 

QUESTION 6

1. What is loan consolidation?

		Combining multiple federal education loans into one loan.
		Taking on more debt through loans
		Asking the bank for a loan
		How many classes you took at school

 

QUESTION 7

1. Rebecca gets intensely nervous speaking to instructors. Which approach is the best way for her to acknowledge and deal with her response?

		Phone her instructors during office hours
		Bring a friend with her
		Don't talk to her instructors
		Tell her instructor that she is nervous

 

QUESTION 8

1. "The more you use information in the days after you learn it, the more effectively you will anchor it in long-term memory."

 True

 False

 

QUESTION 9

1. The two main components of healthful eating are moderation and consumption.

 True

 False

 

QUESTION 10

1. Identify all the strategies that can help avoid procrastination.

		Ask for help
		Don't expect perfection
		Set reasonable goals
		Wait until you feel like getting started

 

QUESTION

1. Which type of financial aid does not need to be repaid?

		FAFSA aid
		Perkins Loan
		Scholarships
		Direct PLUS Loan

 

QUESTION 12

1. "Academic departments such as psychology, sociology, and nursing usually ask students to use the Modern Language Association (MLA) format when writing papers"

 True

 False

 

QUESTION 13

1. "Taking control of technology, dealing with internal distractions, and managing family obligations boost your ability to:"

		Master course vocabulary
		Review
		Concentrate
		Skim and scan

 

QUESTION 14

1. How long is a typical grace period after you leave school to begin loan repayment?

		6 month period
		8 month period
		12 month period
		2 month period

 

QUESTION 15

1. "Paula chooses to study at night, in the library, with a friend from class. Her study plan reflects which of the journalists' questions that can help define study strategies?"

		"What, why and how"
		"when, where, and who"
		"Who, where, and how"
		"What, when, and where"

 

QUESTION 16

1. "If you restate a quote in your own words but do not cite your source, you can be rightfully accused of "

		Using the APA documentation style
		Constructive criticism
		Listing works cited
		Plagiarism

 

QUESTION

1. One way to determine what is important to remember is to note information that sparks questions and surprises you as you read

 True

 False

 

QUESTION 18

1. "When managing stress, you can't always control what happens to you, you can control your responses "

 True

 False

 

QUESTION 19

1. "Other than being as prepared as you can for a test, how can you cope with test anxiety?"

		Define a specific goal for this test and target any issue that may get in the way of achieving that goal
		Maintain a constant high level of positive energy
		Make an appointment to speak with your academic advisor
		Know that your attitude indicates exactly how prepared your are

 

QUESTION 20

1. "Determining how much information you need, accessing useful information, and evaluating information and its sources are all important parts of "

		Information Literacy
		Cultural competence
		Finding the best word to use for a sentence in an essay
		Searching a library database

 

QUESTION 21

1. It is best not to look at your class notes until right before the final exam

 True

 False

 

QUESTION 22

1. "Examples of subjective questions where you must plan, organize, and write a response include:"

		Essay
		Fill-in-the-blank
		Multiple choice
		Matching

 

QUESTION 2

1. "Because not all sources are in digital format and the Internet often prioritizes current information over older information, it is wise when researching to"

		Restrict your research to Internet only
		Use several different search engines
		Restrict your research to library only
		Combine Internet and library research

 

QUESTION 24

1. "When you create acronyms, songs, or visual images to help you remember course material, you are using"

		Analytical thinking
		Mnemonic devices
		List orders
		SQ3R

 

QUESTION

1. Which factor is least likely to cause a memory problem?

		Ineffective studying
		Stress
		A mnemonic device
		Inadequate nutrition

 

QUESTION 26

1. "Research shows that memories are to some extent rebuilt each time they are remembered, and can be altered by environment or circumstances when they are rebuilt."

 True

 False

 

QUESTIO

1. "When you are using a keyword search, what are you most likely to be doing?"

		Finding the best word to use for a sentence in an essay
		Creating a resume
		Scanning for a particular word in your reading materials
		Searching a library database

 

QUESTION 28

1. Forbearance gives you the ability to postpone or reduce monthly payments sometimes for up to 12 months.

 True

 False

 

QUESTION 29

1. One of the most important benefits of note taking is that it encourages you to determine what is worth remembering

 True

 False

 

QUESTION 30

1. "After a stressful day at work, Sheila declined a party invitation to stay home, watch TV, and go to bed early. But she could not sleep. She tossed and turned, and thought about the party she missed. She wanted to decrease stress, but instead she added to her stress by losing sleep. Which prevention strategy should Sheila try tonight to avoid the same result?"

		Invite a friend over for a relaxing evening
		Take an over the counter medication to help her sleep
		Go out to a party since she won't be able to sleep anyway
		"Do yoga and deep breathing exercises, take a bath, read her textbooks and try again"

 

QUESTION 31

1. The themes around which social sciences texts are organized boost understanding by

		Helping you stay focused and not fall asleep
		Making it easier to write essays with related themes
		"Providing ""umbrellas"" under which you can group ideas that you encounter"
		Providing a road map for the vocabulary in the reading

 

QUESTION 32

1. Delinquency (when you miss a scheduled payment) occurs when you are more than 60 days late on your student loan payment

 True

 False

 

QUESTION 33

1. Which of the following is NOT an action verb usually seen on an essay test?

		Justify
		Criticize
		Summarize
		Make up

 

QUESTION 34

1. What is deferment?

		When you don't make payments or are chronically late with them
		Allows you to temporarily stop making your federal student loan payments
		Asking a friend/family to make your payments
		Increasing your monthly loan payment

 

QUESTION 35

1. Separating main points from unimportant details is a crucial step in determining what is most important to remember and study.

 True

 False

 

QUESTION 36

1. New neural pathways are created and strengthened when you:

		Repeat and reinforce something new
		Take risks
		Repeat information you have known for a long time
		Prune unused neurons

 

QUESTION 37

1. Focusing on accuracy and trying not to fall behind are especially important for

		Math and science coursework
		English literature coursework
		Social science coursework
		History coursework

 

QUESTION 38

1. """I before E, except after C, or when sounded like A, as in 'neighbor' or 'weigh' is an example of a mnemonic. What memory aid does this mnemonic use?"

		Emotional connection
		Visual images
		Song or rhyme

 

QUESTION 39

1. "Actively pursuing academic goals in college improves executive function and is likely to build your ability to think analytically, creatively, and practically."

 True

 False

 

QUESTION 40

1. You can still use deferment or forbearance options after your loans are in default

 True

 False

 

QUESTION 41

1. "At moderate levels, stress can actually motivate you to perform well."

 True

 False

 

QUESTION 42

1. "You are using the CARS test for information quality to evaluate an online article. If you are examining the article to see if it is objective and moderate, which part of CARS are you evaluating?"

		Accuracy
		Credibility
		Support
		Reasonableness

 

QUESTION 43

1. Students only need to know how to critically evaluate online sources if they are going into a career in information technology.

 True

 False

 

QUESTION 44

1. "After your senses take in information, your brain moves the information that seems important into"

		Long-term memory
		Short term or working memory
		Declarative or word-based memory
		Sensory registers

 

QUESTION 45

1. When would be the best time for a student to change his or her original answer to a test question when the original answer was a guess?

		When a student recalls information not previously considered
		When a student sees that a classmate has selected another answer
		"When a student feels there are not enough ""c"" answers"
		"When a student realizes there are too many ""b"" answers"

 

QUESTION 46

1. "You are taking a course in anthropology, and your instructor brings up random topics and lectures in a disorganized fashion. Which might be the best note-taking strategy to use in this course?"

		The Cornell system
		An informal outline
		A mindmap or think link
		A formal outline

 

QUESTION 47

1. What is the longest period of time that a forbearance may be placed on your account at one time?

		As many months as you want
		6-months
		12 months
		4-months

 

QUESTION 48

1. Effective test preparation involves all of the following EXCEPT:

		Pulling an all-nighter the night before the test
		Actively reviewing the material on which you'll be tested
		Conquering fears and learning from mistakes
		Taking a pretest

 

QUESTION 49

1. An argument refers to a persuasive case that a writer makes to prove or disprove a point.

 True

 False

 

QUESTION 50

1. Which option will help a student use the chunking memory strategy most effectively?

		A visual image
		Limiting groups of items to 10 or fewer
		Limiting groups of items to 20 or fewer
		Putting items in pairs