Describe and discuss some of the ethical concerns or problems that exist because of the dominant form of employer-sponsored health insurance

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• Describe and discuss some of the ethical concerns or problems that exist because of the dominant form of employer-sponsored health insurance.
• Discuss reform actions that the U.S. government has taken to reduce the ethical concerns or problems that you discussed.
• Define the ethical principle of justice, and discuss its role in the U.S. health care system.
• 400-600 words