Briefly discuss on the perceptions that the Islamic banking products are merely Islamic in form only and it lack substance Central to Islamic finance is the prohibition of riba

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1. Briefly discuss on the perceptions that the Islamic banking products are merely Islamic in form only and it lack substance
2. Central to Islamic finance is the prohibition of riba. Explain how returns are achieved by the Islamic institutions.
3. Illustrate the reasons why investment in share of companies is allowed in the Shariah against the notion that it is a form of gambling.
4. Compare and contrast the Islamic equities vis-a-vis the conventional equities.