Create a unique client with a business who wants to create a retirement plan

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Create a unique client with a business who wants to create a retirement plan. Fun fact, employers do not have to offer a retirement plan at all, however if they do offer a plan they must follow the rules. The details are up to you and your creative mind, just keep in mind the prompt: to recommend a retirement plan that best suits the client's needs. The previously stated fun fact does not apply to this client, you must recommend a retirement plan that fits the client's needs. and describe why your recommendation is in the client's best interests.

Include the details of your client scenario, your thought process, and your recommendation for the client.