question archive Question 87 (1 point) Listen Commissioners who serve on the Federal Trade Commission are appointed by the and confirmed by the 1) House of Representatives: Senate 2) Senate; House of Representatives 3) Senate: president 4) president: Senate 5) president: Supreme Court 4 Question 88 (1 point) Listen The Federal Trade Commission considers abusive action by telemarketers

Question 87 (1 point) Listen Commissioners who serve on the Federal Trade Commission are appointed by the and confirmed by the 1) House of Representatives: Senate 2) Senate; House of Representatives 3) Senate: president 4) president: Senate 5) president: Supreme Court 4 Question 88 (1 point) Listen The Federal Trade Commission considers abusive action by telemarketers

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Question 87 (1 point) Listen Commissioners who serve on the Federal Trade Commission are appointed by the and confirmed by the 1) House of Representatives: Senate 2) Senate; House of Representatives 3) Senate: president 4) president: Senate 5) president: Supreme Court 4 Question 88 (1 point) Listen The Federal Trade Commission considers abusive action by telemarketers. PO 23 96 (1) using profane or obscene language toward a customer 2) calling a person who has previously requested to be taken off the particular seller's calling list 3) calling a residence before 8 am 4) using profane or obscene language toward a customer, calling a person who has previously requested to be taken off the particular seller's calling list, and calling a residence before 8 a.m. using profane or obscene language toward a customer and calling a person 5) who has previously requested to be taken off the particular seller's calling list, but not calling a residence before 8 am.. 99 LULUH ZULU 66 Listen B 69 1 72 2) 4 75 Regarding door to door sales, which of the following is required by the Federal Trade Commission's Cooling-Off Rule? 1) That consumers have three days within which to cancel purchases made from salespeople who come to their homes. That the salesperson notify the consumer, both verbally and in writing, that the sales transaction may be canceled, 3) That the consumer be notified in writing in the same language in which the oral negotiations were conducted, That consumers have three days within which to cancel purchases made from salespeople who come to their homes that the salesperson notify the consumer, both verbally and in writing, that the sales transaction may be canceled; and that the consumer be notified in writing in the same language in which the oral negotiations were conducted. 5) That consumers have three days within which to cancel purchases made from salespeople who come to their homes and that the salesperson notify the consumer in writing in the same language in which oral negotiations were conducted that the transaction may be canceled, but not that notification also be made verbally. 2 78 4) 10 81 3 84 6 87 Question 91 (1 point) Listen 39 20 State consumer protection laws prohibiting used-car fraud are known as laws. 12 93 1) orange 25 96 2) prune 28 99 3) lemon 4) onion 5) garlic 5 66 Question 92 (1 point) Listen 58 69 The Truth in Lending Act applies to ? 1) loans to a natural person 1 72 ? a 4 75 2) loans to a natural person and to a limited partnerships 3) loans to a natural person, loans to a limited partnership, and loans to a general partnership 4) loans to a natural person, loans to a limited partnership, loans to a general partnership, and loans to a corporation 2 78 S D 81 5) all loans 1 13 84 Question 93 (1 point) Listen 6 87 To be subject to the Truth in Lending Act, a loan must be for... unless it is secured by a mortgage on real estate. 90 1) $50,000 or more 93 2) $50,000 or less em 3) $30,000 or more $ 96 4) $40,000 or less 99 5) $25,000 or less 65 66 Question 94 (1 point) Listen > 68 69 71 72 74 75 Miracle Pill, Katie advertised that she had developed a pill for women that would result in weight loss, wrinkle loss, and improved vitality; and for men would result in all those things, plus hair growth. Her television advertisement showed miracle results allegedly obtained by consumers. Katie cautioned, however, that ingestion of the pill for six months was required before results would be evident. The pill was wildly popular. The Federal Trade Commission, however, investigated and determined that Katie had failed to have a reasonable basis for the claims she made in advertisements. Katie claimed that she was merely involved in the use of generalities and clear exaggerations. The Federal Trade Commission disagreed and issued a formal administrative complaint against her. After a hearing, the Federal Trade Commission issued an order requiring that Katie stop advertising and selling the pills. After losing all appeals, Katie continued selling the pills until she was fined by the Federal Trade Commission. She has since left the country and cannot be located. Which of the following is the term for the order issued by the Federal Trade Commission requiring Katie to stop advertising and selling the pills? 77 78 -- ? 80 81 83 84 1) Stop-gap order B6 87 2) Subpoena duces tecum 89 90 3) Stand-and-deliver order 92 93 4) Temporary injunction 95 96 5) Cease-and-desist order

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